The current environment for UK Mortgage Lenders is still hostile. They are required, simultaneously, to strengthen profitability, to manage the existing and forthcoming inevitable losses from arrears and repossessions, and the costs associated with enforced and voluntary forbearance, to accommodate increasingly onerous regulatory capital requirements and maintain lending levels to pay for it. These pressures [...]

Calnea Analytics estimates the distribution of Loan to Value (LTV) ratios as part of its whole market loss forecasting1. This study also includes a breakdown for the unregulated sector. The analysis concentrates on establishing the distribution of mortgage loans at 70% of the current value of the property and above because these are the loans [...]

A review of Calnea’s mortgage market estimates following publication on 15th September of the FSA’s MLAR statistics for the second quarter suggests that the future loss potential embedded in the balance sheets of UK mortgage lenders stands at £27.1bn1. This is the expected cost of repossessions that will emerge over the next ten years. It [...]

Calnea Analytics is proud to announce the launch of our Mortgage Valuation Service (CMVS), which is designed to give lenders a complete picture of the risk in their existing loan books.  For more information – please visit our CMVS page here or contact us on the form below. 

Calnea is proud to be joined by Andrew Campbell- Hart and Troy Martin as Directors. Andrew and Troy both bring a wealth of experience and will work alongside Calnea to launch and market the new CMVS product.  Selwyn Lim, Managing Director of Calnea said “It is rare to find people of the calibre of Troy [...]

10th October 2007 Calnea Analytics is pleased to announce the launch of its Repossession AVM. Building upon their existing AVM know-how, Calnea’s new product delivers to users estimates of property sale value achieved under conditions of forced sale or in circumstances of repossession. Building upon the statistical expertise that led Calnea to become HM Land [...]