Mortgage Valuation Service
Calnea has always provided independent, honest and rigorous analysis to our clients and to the industry as a whole, and so we are proud to launch a product which offers lenders a deeper understanding of their mortgage risk, and assists them in the unfamiliar territory in which the industry finds itself.
Calnea Mortgage Valuation Service (CMVS) offers a complete analysis of existing loan books, including full collateral valuations by Calnea’s industry leading AVM, and a retrospective audit of all previous surveyors’ valuations to help you identify fraud risk, and systematic over-valuation to better manage a valuation panel.
Uniquely, CMVS also offers 10 year, scenario based projections of loan book performance, including;
· Likely incidences of arrears and possessions
· Propensity for prepayment
· Instances and effects of negative equity
· Whole loan book cash flows
Related press releases:
Management Issues, Planning and Quantitative Modelling for UK Mortgage Providers
UK Loan to Value Distribution Analysis of Unregulated Loans
Calnea Analytics – The UK Mortgage Market – Outlook and Commentary 2nd Quarter 2009
For more information on CMVS, please contact us.