Risk management

Calnea Analytics has developed a comprehensive risk management suite which enables lenders and surveyors to quickly and cost effectively undertake a holistic review of their valuation risk.

We have worked with a number of leading surveying firms to completely review their risk management processes, to understand their historic valuation performance and to undertake pre-origination risk mitigation through a process of audit and challenge. This has enabled our clients to fix their PI costs and reduce ongoing risk by ensuring compliance with best valuation practice.

For lenders, the risk management suite represents an oppotunity to more actively manage their valuation panel. Many lenders assume that their panel manager will undertake this on their behalf, but in difficult times, it becomes even more important to ensure that those subcontracted to value mortgage collateral are doing their best to help you manage your risk.

Lender Early Warning System™

Calnea has developed the Lender Early Warning System™ to assist our clients with their lending decisions.

Using our data resources we have analysed the UK property market to understand the key sources of risk to property values that the market currently faces and isolated factors contributing to these risks and their impact on individual localities.

Clients can subscribe to the Lender Early Warning System to assist them in managing their lending exclusions policy – and to assist with loan book reviews to manage risk concentrations out of the loan book through client churn.